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Curbing my Financial Behavior

January 26th, 2015 at 03:24 am

Day 2 of 30 Day Money Challenge.

Wow. As I press toward my goal of saving $465 in 30 days, I'm already experiencing how this challenge, is impacting my financial behavior.

Today my family and I went to Costco's to cash in on recyclable water bottles. It's a way for my kids to earn extra cash and I'm hoping it teaches them that generating money isn't easy. Besides, I really think they thought ATMs were all channeled into some sort of relentless money-giving God! Smh.

Anyway, while they went to the recycling area, I returned an unopened cereal brand that no one in my family wanted to eat. My refund was $9 and I immediately thought about spending it on a treat at Starbucks. As I gleefully envisioned myself drinking my White Hot Chocolate Mocha, thoughts of the 30 Day Money Challenge, abruptly interrupted my fantasy! To spend these nine bucks or use them towards my savings became my instantaneous struggle! I really want to accomplish this proposed goal...so today, I chose to save!

I now have $12 and 28 days to work towards my $465 goal! I don't know how I'll behave tomorrow, but today I chose to save!

http://www.savingadvice.com/articles/2015/01/06/1031761_30-day-money-challenge.html

Posted in Budgeting, Debt, Personal Finance, Saving Money, 30 Day Money Savings Challenge | 2 Comments »

2 Responses to “Curbing my Financial Behavior ”

  1. creditcardfree Says:
    January 26th, 2015 at 03:53 am 1422244386
    1422244386

    Great start! Have you considered looking at some of your bills such as phone, newspaper, cable or utilities to see if there are services you can cut or get a better deal on?

  2. Ms. Voluptuosity Says:
    January 28th, 2015 at 02:07 am 1422410820
    1422410820

    Great suggestions, "creditcardfree". Trying to get a better deal on my cell phone. Thank you . Smile

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